Link the cards you already carry
any issuer
Any card linked
Link once · route every tap
Canada · Every card you carry
Your entire wallet. One card.
Tap once at checkout. OneCard routes each purchase to the card that earns the most — automatically.
OneCard
Universal wallet
JOHN SMITH
•••• 4821
Live demo · Tap anything
See routing before you sign up
Scroll through the app demo on your phone or desktop. Tap a purchase to see which card earns the most — open the wallet to pull cards out of the leather fold.
Open full simulator9:41●●●
OneCardRewards this month
CA$21.27
Cards linked
4
Routed
5
Linked cards
Recent purchases
Tap to routeOneCard routes to
American Express Cobalt Card
5.0× dining · earn CA$5.49
Recent activity
Scroll inside the phone · tap tabs and cards to explore
The card
One physical card. Every reward unlocked.
Link your wallet once, carry OneCard, and let routing pick the best earn rate at every tap — same feel as a premium issuing programme, built for everyday spend.
Tap once with OneCard everywhere
Merchant
Shell · Gas
CA$62.00
RBC Ion
$2.60 · 3× gas
Merchant
Shell · Gas
CA$62.00
CIBC Dividend
$2.48 · 4% gas
CIBC Dividend
4% gas
$2.48
American Express Cobalt
1× gas
$1.24
Scotia Momentum
2% gas
$1.24
Best card selected at tap
Tap to expand tiles · rotate the middle card · pick a category on the rightTap on Link cards or Tap once to expand · hover tiles for background motion · tap a category to compare cards · use the rotate icon on the middle tile to flip
Link your cards
Connect the reward cards you already carry. No new accounts to manage.
Automatic routing
Merchant category is matched at tap. The best card is selected every time.
Your rewards stay yours
Points and cashback post to your existing accounts. We only route the charge.
Ready to try it?
Build a wallet, run scenarios, or join the waitlist.